Is it a cold, or an allergy?
A cold is an infection. It arrives, peaks and settles, usually inside about a week, and it often brings a sore throat, aches or a raised temperature. It does not usually return on a schedule.
An allergic reaction follows a pattern instead. The nose itches, the eyes water, sneezing arrives in runs, and the same situations bring it back: the bedroom in the morning, the office air conditioning, a friend's cat. It lasts weeks or months rather than days, and it tends to leave you feeling irritated rather than unwell.
From the outside the two can look almost identical, which is why so many people describe months of what they still call a cold. What separates them is the pattern over time, what the lining of the nose looks like under endoscopy, and what a test shows.